I have been writing Flood insurance for many years now and one thing has been true Flood Insurance in Indianapolis has done nothing but gone up. Many areas that used to not be in a flood zone are now. Fortunately FEMA has now made flood insurance in Indiana, where it is available to be written and not be federally insured. What this has done is create competition in the market place and what one company is willing to do for one price another carrier will write for cheaper. Most insurance companies are always calculating the risk and probability of having a flood claim. I did a flood quote for a rental property today in Indianapolis and the premium was $3,400 and a similar quote that was not with FEMA and underwritten by a different insurance company was only $978.00 If you have flood insurance and you want a comparrison quote for your insurance and you live in the state of Indiana, it doesn't matter if you are in Ft. Wayne, Evansville, Richmond, Gary, Plainfield, Greenwood, Carmel, Muncie, Kokomo or any major city in the state of Indiana we offer choices now for Flood insurance. As a consumer myself this is what we all want give us the choice. You might say well what if the company we write it with runs out of money, although it is a possibility most insurance companies have billions in reserves and certain policies such as re-insurance to protect them in the event of a major loss.
For your personal Flood Insurance Consultation call me.
Burns Family Insurance