Getting Married In Indianapolis

Getting Married? Questions to Consider as A Couple   You’ve finally found that one special person that you want to spend the rest of your life with, and, naturally, marriage is the next step in the relationship. Though it may not seem like it, there are a lot of ...

Auto Insurance Indianapolis

Car insurance in Indianapolis has become a super competitive market.  Why is it that one carrier for the same auto insurance is $500 every 6 months and another carrier is $900 every 6 months.  A lot of this has to do with how profitable each particular insurance company is for their auto ...

Flood Insurance Indianapolis

Do You Know Your Flood Risk?

According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even those who don't live near water are at risk, because anywhere it rains, it can flood. Heavy rains, clogged or insufficient drainage systems, nearby construction projects, broken water mains and inadequate levees and dams can cause flooding that put your home and belongings at risk. Your home is one of your greatest investments. It's important to prepare ahead should disaster occur. Here ...

Home Insurance Indianapolis

Your a homeowner or a prospective homeowner and you need home insurance in Indianapolis, now what?  Homeowners insurance in Indianapolis is not that simple what type of policy do you need, HO-3, HO-5, HO-6, HO4 what does all of this mean?  Most home insurance in Indianapolis is written on an HO-3 special form policy which means that all perils are coverered except what is excluded in the policy.  What does this mean to the person that doesn't write insurance for a living, ...

Flood Insurance Indianapolis, Indiana

I have been writing Flood insurance for many years now and one thing has been true Flood Insurance in Indianapolis has done nothing but gone up.  Many areas that used to not be in a flood zone are now.  Fortunately FEMA has now made flood insurance in Indiana, where it is available to be written and not be federally insured.  What this has done is create competition in the market place and what one company is willing to do for one price ...

Restaurant Insurance - Indianapolis

Why do restaurants pay so much for their insurance, well we at Burns Family Insurance have been trying to figure out the same thing for years.  Why is it you can quote your restaurant with one company and be over $10,000 dollars and then quote with another reputable company for the same coverage and be $5,500 for the same insurance.  It all comes down to appetite.  Restaurant Insurance in Indianapolis has become very competitive amongst providers like Travelers, Liberty Mutual, Grange, Nationwide, Indiana Farmers ...

Commercial Insurance - Indianapolis, Muncie, Kokomo, Lafayette, Gary, Terre Haute, Richmond, Carmel, Fishers, Greenfield, Greencastle, Elkhart, Fort Wayne and Evansville

At Burns Family Insurance we speciatlize in commercial insurance.  Now that is a broad statement right.  Commercial Insurance can be as simple as insurance for a flooring installer or as complex as insurance for a 100 unit fleet of semi trucks.  What we typically will write frequently is commercial auto insurance to inclued:  auto haulers, tow trucks, trucking for hire, owner operator trucking, box trucks, as well as insurnace for livery such as taxis and limousines.  If it haas 4, 6, 8 or 10 wheels ...

Join Us On You Tube

The Burns Insurance Agency has officially lauched our You Tube channel.  We post informationals giving you, our guest an avenue to engage in conversion.  Please post your questions or comments.  We will also be holding our drawing for the $25 gift card to Amazon, ITunes or Best Buy this week for clients who submitted feedback last month. Click here to subscribe to our You Tube channel.  The Burns Insurance Agency appreciates your feedback, click here to do so.  Justin D. Jones ...

Benefits of Dealing with the Burns Insurance Agency

Here at the Burns Insurance Agency, we offer many ways to cover you, your business and your family.  Today I want to touch on life insurance.  The objective of life insurance is to provide financial security for your family in the event you pass away. For instance, who will be responsible for your funeral cost and final medical bills?  Would your family have to move or relocate to a different city after your passing?  Will funds be available for ongoing expenses ...

Benefits of the Businessowners Policy (BOP)

If one thing is for sure, it is businesses need insurance just as much as you and I do.  The Businessowners Policy (BOP)  is a package policy that we at the Burns Insurance Agency strive to build around the needs of your small to medium size business.  With this specially designed package of coverage, it includes property and liability insurance; which are considered advantages of the prepackaged policies.  Understand that rates for the entire package are acutely benign because of the ...

What the heck is TELEMATICS?

Telematics is Usage-Based Insurance or UBI. Usage-Based Insurance is a recent innovation by auto insurers that more closely aligns driving behaviors with premium rates for auto insurance. Mileage and driving behaviors are tracked using odometer readings or in-vehicle telecommunication devices (telematics) that are usually self-installed into a special vehicle port or already integrated in original equipment installed by car manufacturers. The basic idea of telematics is that a driver's behavior is monitored directly while the person drives. These telematics devices measure a number of ...

The Burns Insurance Agency Info Center

Subscribe to our new YouTube channel, "The Burns Insurance Agency Info Center." For 2016 our agency will keep business owners up to date on elements that keep your premiums low and also we will launch a Live Streaming event. This channel will be an outlet for questions and comments for our viewer. Stay tuned for more details. Don't forget to submit a free quote request to see the benefits the Burns Agency can offer. Burns Insurance Agency Marketing Analyst quotes@insurewithburns.com Justin D. Jones ...