Car insurance in Indianapolis has become a super competitive market. Why is it that one carrier for the same auto insurance is $500 every 6 months and another carrier is $900 every 6 months. A lot of this has to do with how profitable each particular insurance company is for their auto insurance in Indianapolis. The more profitable a company is on either Auto Insurance or Home Insurance in Indianapolis or let's just say the entire state of Indiana the better or more aggresive they will be in pricing their product for you. You also have preferred auto insurance carriers and non-preferred carriers, although you might get a better rate on the non-preferred, you need to look at the policy exclusions closely, no two auto policies are exactly the same when it comes to coverage and exclusions. Sometimes the non-preferred company will give you a better rate because they only look back at violations and accidents 3 years versus 5 years with most preferred companies. Insurance is also cyclical, and the longer you stay with one carrier you might think you are being loyal, however your price keeps increasing renewal after renewal. Burns Family Insurance does not recommend changing carriers every year but definately review your insurance if you have any spikes in premium from one renewal to the next and at least every 2 to 3 years. Auto Insurance companies in Indianapolis give discounts for how early you purchase your insurance, i.e. 10 days before your renewal, this is called the advanced shopping discount. Other discounts like the transfer discount will allow you to get a more competitive price as well. Burns Family insurance specializes in car insurance in Indianapolis, we are an independent agency representing 20 different companies for auto and home insurance, so don't waist your time calling 5 different companies to get quotes when you can just contact our agency and we will do all the work for you. We pride ourself on being local and we stress to our staff that customer service is just as important as new business. We find that most people aren't neccessarily shopping their insurance due to price, but poor customer service or lack of follow up with their current agent. My dad always use to tell me growing up, if they don't want my business I'm sure someone does.
Burns Family Insurance is a Trusted Choice Independent Agency serving all cities and towns in the state of Indiana